Understanding Motability

 Leasing a Motability vehicle

Leasing a vehicle – also known as contract hire – under the Vauxhall Motability scheme could not be easier, ensuring your motoring is worry-free with no unexpected bills. Our DLA mobility component (higher rate) and War Pensioners’ Mobility Supplement customers find the most challenging part is deciding which new Vauxhall Motability car you would like; there are so many to choose from!

Motability contract hire

As the name suggests, whether you are a disabled driver or your carer will getting behind the wheel, you hire a Vauxhall from our Motability scheme and agree to lease it over a three-year period. Once the contract has expired, you just hand it back to your specialist retailer (no need to arrange a part-exchange or ‘haggle’ for a new deal) and then choose another brand new car from our range of accessible vehicles.

Who pays for my Motability car?

When you choose a vehicle with ‘nil advance payment’, your mobility allowance is then assigned to Motability who meets any initial bills on your behalf. That’s why there are no credit checks or assessments required.

We have many Motability offers that do not require an upfront fee. However, should an advance payment be required then this is paid by you, or your carer, as a single payment to your Vauxhall Retailer.

Why do some Motability deals require an advance payment?

For larger, or more expensive vehicles, your mobility allowance may not be sufficient to cover the cost of the three-year contract hire period. In these cases, an advance payment is required to make up the difference. This takes into account any additional cost in the value of the vehicle, as well as running costs and the likely depreciation. An advance payment is non-refundable.

 Who pays for my car’s running costs?

You just have to put the fuel in the tank; everything else is taken care of on your behalf, including:

  • Insurance
  • Servicing and maintenance
  • Vehicle Excise Duty (the annual tax disc)
  • Replacement tyres
  • Full RAC breakdown assistance
  • Many adaptations at no extra cost
  • Replacement glass, should you suffer a broken windscreen or window.

The only exception is - if you exceed 60,000 miles during the three years in which you have the car - you will be charged 5 pence per mile (including VAT) for every mile over that limit.

 Contact our dedicated Vauxhall Motability team​